Umbrella insurance provides excess limits for several different liability policies at once. In the event of a catastrophic loss that exceeds the limits of a business's specific insurance policy, like commercial auto or general liability, the umbrella policy covers the remaining claim amount after the other policy's aggregate limit is exhausted. Umbrella coverage can also cover some claims not covered by the underlying policies.

For most businesses, umbrella insurance is essential.


IT Risk Managers can help you with your umbrella insurance needs. We can also help you with risk assessment. Contact us today to get started.